Under the age of 65
PACKAGES & PLANS
WHAT PACKAGE IS RIGHT FOR YOU?
Your package eligibility is determined by your average hours worked and your
employment status.
All enrollees must be actively at work and not off on any type of leave such as disability or maternity.
Signature
Supreme
standard
GUARANTEED COVERAGE
HCP offers GUARANTEED coverage, with no medical questions asked, to all eligible enrollees regardless of age, time of application, employment at an endorsing hospital or medical history.
ENDORSING HOSPITALS
Each plan member is eligible for only one plan at any given time. Enrollees are required to select the package that corresponds to his or her average number of hours worked per week or his or her age. Employees must be actively at work in order to enroll.
WHAT DOES YOUR PACKAGE INCLUDE?
Our packages include a wide range of benefits such as life insurance, LTD, prescription drug coverage, massage, chiropractic, dental coverage and more! Coverage may vary depending on your eligibility and those who apply in a 60-day open window may be eligible for more robust coverage, guaranteed.
Click your package below to learn more!
SIGNATURE
This package is designed for employees under 65 who already have health and dental coverage through another group plan (ie. a spouse).
Eligible enrollees must be in a permanent Part time or casual position and work more than 18 hours per week on average.
SUPREME
This package is designed for employees under 65 who are looking for a comprehensive health plan that includes valuable income protection. The Supreme package offers 5 levels of health coverage, two optional dental plans and basic life, LTD and ADD&D benefits.
Eligible enrollees must be in a permanent Part time or casual position and work more than 18 hours per week on average.
STANDARD
This package is designed for employees of any age who are looking for a comprehensive health plan. The Standard package offers 5 levels of health coverage, two optional dental plans.
Eligible enrollees in a permanent Part time or casual position as well as those in a temporary or contract position who work less than 18 hours per week on average. Retirees are also eligible for our Standard package.
NOT SURE WHICH PACKAGE IS RIGHT FOR YOU, WE CAN HELP!
GUARANTEED COVERAGE
HCP offers GUARANTEED coverage, with no medical questions asked, to all eligible enrollees regardless of age, time of application, or employment at an endorsing hospital. Whether you are part-time, casual, contract, temporary, retiree or even have benefits through your spouse – we have a package for you.
At Health Care Providers (HCP), we provide benefits that work full-time for those who don’t and are proud to partner with a multitude of hospital networks from coast to coast.
HEALTH CARE
DENTAL COVERAGE
LONG TERM DISABILITY
LIFE INSURANCE
EMERGENCY TRAVEL BENEFIT
ENDORSING HOSPITALS
HCP is proudly endorsed by over 90 hospital sites from coast to coast. Employees at endorsing hospitals benefit from higher levels of guaranteed coverage (Complete & Complete Plus).
Are you prepared for the unexpected?
You never know what the future holds, but with HCP, you will have peace of mind knowing that you and your family are well protected.