GROUP BENEFITS FOR PART-TIME OR CASUAL HOSPITAL EMPLOYEES & RETIREES

Are you a part-time, casual, or retired hospital employee in need of health care benefits? We have a plan for you. Get the coverage and protection you and your family need. We provide benefits that work full time for those who don’t.

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Why Choose HCP?

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PACKAGES & PLANS

HCP offers GUARANTEED coverage, with no medical questions asked, to all eligible enrollees regardless of age, time of application, employment at an endorsing hospital or medical history.

SIGNATURE

eligibility

For employees who are under 65 in a permanent position, working more than 18 hours per week with health and dental coverage through another group plan.

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SUPREME

ELIGIBILITY

For employees who are under 65 in a permanent position, working more than 18 hours per week but aren’t covered by another group plan.

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STANDARD

ELIGIBILITY

For employees of any age who work less than 18 hours per week and hospital retirees.

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GUARANTEED COVERAGE

HCP offers GUARANTEED coverage, with no medical questions asked, to all eligible enrollees regardless of age, time of application, employment at an endorsing hospital or medical history.

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ENDORSING HOSPITALS

Each plan member is eligible for only one plan at any given time. Enrollees are required to select the package that corresponds  to his or her average number of hours worked per week or his or her age. Employees must be actively at work in order to enroll.

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PARTNERS & ASSOCIATES

WHO WE ARE

Many hospital employees are paid in lieu of benefits but lack options for a competitive health and dental plan. After identifying a need in the industry, the Health Care Providers Group Insurance Plan came to fruition. Launched in 1997 at the Oshawa General Hospital (now Lakeridge Health Oshawa), HCP has grown to include over 90 hospital systems in the province of Ontario. Endorsing sites range from hospitals like Lady Dunn in Wawa to Sunnybrook and Mount Sinai in Toronto.

Recently, we expanded our network and are proud to report that HCP is now available from coast to coast.

HOSPITAL VISITS

Our next hospital visit may be yours! Find out when we’ll be at your hospital next 


We’d love to meet more people face-to-face.

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THE LATEST FROM HCP

Visit our resources centre for the latest news and helpful information from HCP.

27 Feb, 2024
In the fast-paced and demanding environment of a hospital, the value of a healthy and motivated workforce cannot be overstated. While the focus on providing comprehensive health insurance benefits is often directed towards full-time employees, extending access to these benefits to part-time hospital staff can be a strategic move that results in many advantages. According to an October 2023 study by Boston Consulting Group which polled 11,000 global workers, 28% cited benefits and perks as their number one reason for seeking a new job, after compensation. Let’s find out why offering part-time hospital staff access to health insurance is a smart idea, and how it can help create a stronger and more involved team. Improved Recruitment and Retention: By extending health insurance benefits to part-time employees, hospitals can enhance their attractiveness as employers. In a competitive job market, comprehensive health coverage is a compelling factor that can sway potential candidates to choose one hospital over another. Moreover, offering access to health benefits can contribute to higher employee retention rates, as individuals are more likely to stay with an employer that prioritizes their well-being. Enhanced Employee Morale and Productivity: Part-time employees who have access to health insurance are likely to experience increased job satisfaction and morale. This positive sentiment can lead to a more engaged and productive workforce, ultimately benefiting patient care and overall hospital operations. Employees who feel valued and supported are more likely to go the extra mile, contributing to a positive workplace culture. Community Reputation and Brand Image: Hospitals that prioritize health and well-being of their employees are likely to earn a positive reputation within the community. A strong employer brand can attract top talent, instil confidence in patients, and foster positive relationships with other healthcare providers. This positive perception can have a lasting impact on the hospital’s overall brand image. Alignment with Healthcare Goals: As healthcare institutions, hospitals have a unique opportunity to lead by example in promoting health and well-being. By providing part-time employees with access to access to health insurance benefits, hospitals align themselves with the core values of the healthcare industry. This commitment not only benefits employees but also reinforces the hospital’s dedication to fostering a healthy community. It's time to bridge the gap between full-time and part-time staff benefits. With the Health Care Providers Group Insurance Plan, you can level the playing field and show your commitment to all your team members. Join the community of forward-thinking HR managers who’ve made the smart choice. Get in touch with us today to find out how we can help you support your part-time employees in a meaningful way. For more information, get in touch with Health Care Provides Group Insurance Plan at: info@healthcareproviders.ca or call 1-866-768-1477 .
08 Aug, 2023
With the ongoing impact of the COVID-19 pandemic, the importance of having a safety net in the form of Life, Long-term Disability (LTD) and Accidental Death, Disease and Dismemberment (ADD&D) insurance has become increasingly clear. However, the number of Canadians with access to these types of insurance products through workplace benefits is on the decline, leaving them more at risk and vulnerable to financial hardship if they become unable to work due to illness or injury. According to the Canadian Life and Health Insurance Association, 1 in 3 people, on average, will be disabled for 90 days or more at least once before they reach age 65. A disability can last for months, or in some cases, years, so the importance of LTD insurance especially cannot be understated. When an individual is disabled due to an illness or injury, their income stops, but their bills don’t. Part-time employees are just as vulnerable to accidents and illnesses as full-time staff, but they often lack the resources and benefits that help them cope with the financial and emotional impact of a long-term disability. By offering access to long-term disability insurance, employers can help ease the financial burden on part-time employees during a difficult time and ensure they can focus on their health and recovery without worrying about their finances. Disability benefits typically replace up to 60 to 85 percent of an individual’s regular income. Some plans pay tax-free benefits, while others are taxable. Many part time employees may not have received LTD insurance as part of their compensation package. However, there are several affordable options available on the market. With Health Care Providers Group Insurance Plan (HCP), eligible permanent part-time and casual hospital employees have access to the Signature Package , an option that can make a significant difference. In addition to Life Insurance ($10,000), Signature Package enrollees will receive LTD coverage ($1000 per month) and Employee Accidental Death, Disease & Dismemberment Insurance ($25,000). Access to Life, LTD and ADD&D coverage can have a widespread, positive effect. And although employees should take a high degree of responsibility for their own health and wellness, planning for the unexpected is never a bad investment. As we look towards the future, it’s clear that the unexpected can happen at any time. Offering these kinds of valuable insurance benefits to part-time employees is an investment in the future and well-being of your staff and your hospital. By providing access to this essential coverage, you demonstrate your commitment to supporting your employees and their families in the event of a serious illness or injury. For more information, get in touch with Health Care Provides Group Insurance Plan at: info@healthcareproviders.ca or call 1-866-768-1477 .
08 Aug, 2023
The COVID-19 pandemic has greatly impacted the Canadian job market, leading to a significant increase in the number of part-time and casual workers. However, some companies struggling to maintain their workforce or stay afloat are turning to hiring more flexible workers without providing the same level of job security or benefits (such as health insurance, paid time off, or retirement plans) as full-time employees. This trend is concerning as it can lead to financial instability and insecurity for workers who may not have access to the same protections as full-time employees. While casual or part-time work can offer flexibility and a way to supplement income, the lack of job security and stability that often comes with this type of work can lead to further stress and uncertainty. It is important to address these issues and ensure that all workers have access to the benefits and protections they need to thrive. It's no secret that employee health and wellness benefits can help employers attract and retain talented workers. In today’s competitive job market, providing even part-time or casual employees with access to a comprehensive health benefits solution can be a key factor in attracting great talent and preventing turnover. This is especially true for younger generations, who place a high value on their mental as well as physical wellbeing. A recent study conducted by Environics Research and commissioned by Dialogue Health Technologies Inc. which polled more than 1500 Canadians, found that financial barriers (40 per cent) and lack of time (32 per cent) prevent Canadians from prioritizing their well-being. Additionally, 90 per cent of respondents said it’s important for employers to provide support to improve well-being, but only 45 per cent said they’ve noticed employers taking action. Health Care Providers Group Insurance Plan offers a wide range of affordable benefits for casual, part-time, contract and temporary hospital employees – all at no added cost to the hospital. Unlike virtually any other group plan, HCP is available to individual employees and their families on a voluntary basis. The advantages of HCP are robust, and include: - Access to the HCP proprietary products as well as other plan offerings for employees in unique situations - A more comprehensive level of guaranteed coverage exclusively reserved for endorsing hospital groups - Support from a team of service professionals, there to assist at any time The ongoing skills shortage in Canada, coupled with rising inflation and recession anxiety, has created a tight talent market, and employee expectations around benefits have changed, especially in a post-pandemic workplace. As we continue to move beyond the pandemic, it's important for companies to recognize the value of their part-time and casual workers and provide them with the same level of benefits and protections as their full-time counterparts. This can not only benefit individual workers but also lead to a more stable and productive workforce overall. Health Care Providers Group Insurance Program provides hospitals with the opportunity to offer benefits that part-time, casual and contract employees truly deserve. For more information, get in touch with HCP at: jwilson@healthcareproviders.ca or (905) 431 0497.

Are you prepared for the unexpected?

You never know what the future holds, but with HCP, you will have peace of mind knowing that you and your family are well protected.

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